About Us

Here we pride ourselves on the fact that we don't just send dispute letters like all of our competitors do because that is something you, the consumer can do for free. Our first step is to Audit the credit bureaus and creditors using The Fair Credit Reporting Act and The Fair Debt Collection Practices Act . We also use Strict Verification By-Laws where we Hand Write letters to the credit bureaus and creditors and also some of the letters have to be Typed, but more importantly some of those letters have to be sent to addresses that are not even published. Then we utilize Unpublished Guidelines, Regulations and our Expertise and Insider Know How that no other law firm or credit repair company has access to.

A study by the U.S. Public Interest Research Group (www.uspirg.org) found that 79% of all credit reports contained Serious Errors, False Delinquencies and/or Accounts that did not belong to the consumer - that could result in the DENIAL of Credit, a Loan, or even a Job.

Among The Survey's Credit Report Accuracy Findings:

• Seventy-nine percent (79%) of the credit reports contained serious errors - false delinquencies or accounts that did not belong to the consumer - that could result in the denial of credit.

• Forty-one percent (41%) of the credit reports contained personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect.

• Twenty percent (20%) of the credit reports were missing major credit, loan, mortgage, or other consumer accounts that demonstrate the creditworthiness of the consumer.

• Twenty-six percent (26%) of the credit reports contained credit accounts that had been closed by the consumer but incorrectly remained listed as open.

• Altogether (87%) of the credit reports contained either serious errors or other mistakes of some kind.

But wait, still aren’t convinced?... click here